Financial Advisers – Your Country Needs You!

In times of recession more and more people seek out good financial advice. Interestingly enough, there are fewer Financial Advisers in the UK than ever before but demand for financial advice has never been higher. So now is an excellent time to train to become a Financial Adviser and to build your own business and inherent job security. A successful investment and pension adviser will earn a six figure sum after competent advisor status is achieved.

To become a Financial Adviser and have the ability to give customers advice on all their financial needs such as pension planning, investment advice and wealth management, you first of all need to be qualified. Now there are many companies offering financial services courses to enable you to become a fully qualified Mortgage Broker, Insurance Broker, Business Protection Adviser, Equity Release specialist, Financial Adviser or Independent Financial Adviser, so choose your training company carefully. Don’t just choose on the basis of price, but look carefully at their credentials.

Firstly are they FSA registered? You want to ensure your training is delivered by someone recognised and regulated by the industry. Does the company have a body of trainers and not just one? You don’t want to suffer a situation that the course you have looked forward to has been cancelled because the trainer is off sick. Can they offer you a full range of courses? You want continuity of training as you progress from one qualification to the next. Do they have a successful track record? You need to find an organisation that not only has experience of training, but is successful at what it does. Do they offer free training days so you can see what’s involved before you commit yourself to that career? Only if the company satisfies these criteria is it worth looking at the company further.

Last year New Leaf Training, the training division of New Leaf Distribution, successfully trained over 1,400 people in a variety of financial courses such as CeMAP (Certificate in Mortgage Advice and Practice), CeRER (Certificate in Regulated Equity Release), CeFA Certificate in Financial Advice and the new Diploma for Financial Advisers (DipFA).

New Leaf Distribution is an academy of learning backed by over twenty two years experience servicing the insurance industry. Mark Hobbs is the founder of the company and has developed financial training modules and programmes that will drive you towards a pass in your chosen area. New Leaf’s principle is not to focus on revising the course, but to teach the key areas students need to understand in order to pass the exams. Revision courses are not providing the essential ingredients, as to pass you need to really understand the principles. These are what New Leaf teaches best and does so in a positive and motivated environment.

They are not simply interested in just getting you through your qualification, but in providing training by one of their twelve qualified trainers in a dynamic environment that encourages innovation and entrepreneurial spirit. Furthermore when you need advice and support in finding the right position they will be there for you. Moreover, they will continue to train you until you pass, so you know the support you need will always be there for you.

New Leaf have won the most prestigious award for training from the IFS School of Finance and are Ministry of Defense approved to train staff leaving the Armed Forces – high approval indeed. Needless to day they FSA authorised (you can check them out on the FSA website – (their FSA number is 460421)

If you are interested in a career in financial services then contact New Leaf Training on 01702 431130 and quote CCFS to be enrolled on a completely free training day when we will go through some serious training to cover the mortgage and financial advisor qualifications and look at all the available opportunities open to you. R & K Travels provide cheapest umrah visa service from UK without package.

Car Insurance Quotes in Ontario – Rate Changes Approved by the Financial Services Commission Ontario

Your once ever so “cheap insurance quote” just went up! Time to board the shopping train!

If you are looking for car insurance quotes in Ontario, you better get your hiking boots on because the FSCO has agreed to a price hike and it affects almost everyone who is reading this right now. The Financial Insurance Services Commission of Ontario is allowing an increase to insurance rates for all of Ontario.

Car Insurance quotes may be a little or a lot higher than normal in comparison to previous years. Insurance companies in Ontario have filed for a rate increase beginning the first quarter of 2008 with an approved increase to insurance rates. Nearly 44% of the car insurance market in Ontario has had rate changes approved which will affect car quotes for all consumers.

The rate change affects’ the average Ontario insurance policy by 2.42% and that is if you have a clean driving record. The government is saying that Ontario Car insurance according to the Financial Insurance Services Commission Ontario is long over due for a increase and decided to approve one.

The Ontario car insurance rate changes approved for the first quarter of 2008 became effective in the first quarter of 2008 or later for 2008 renewal policy business. Therefore, consumers will not know that they have had a rate increase until their policy renews.

The impact of a rate change on an individual consumer basis will likely be substantially more than 2.42%. The increase will depend on where the consumer lives, the type of car he or she is driving, and other risk characteristics involved such as driving record of people operating the vehicles. FSCO promises that they will continue ensure that insurance companies’ rate changes are reasonable and justified. They will ensure that the rates insurers charge are balanced and have a strong ability to meet their future claims costs.

Insurance brokers need to know quite a few details to get your insurance rate down to a reasonable amount.

Tips to help save money on your insurance quote:

-Accept higher deductibles, try a quote with $1000 collision and $1000 comprehensive

-Install an aftermarket car alarm system, this will earn you close to 20% discount off your comprehensive coverage, boomerang is one example

-Combine your automobiles and home, condo or tenants insurance policies together to receive additional discounts

-When possible, use public transportation, this will keep your annual kilometers down and change your insurance class to a pleasure use driver and this will reduce your rates further

-Sign up for a Drivers training course that is recognized by the Ministry of transportation and is an approved driver training course

-Don’t modify or customize your car

-If you have an older car and will pay for physical damages yourself, you should opt out for comprehensive and collision coverage and request third party liability only to protect you in the event of a lawsuit

Tips for the next car you think of buying:

Make sure you check out that used car thoroughly aside from the mechanical looks of it, you can check the VIN number through the MTO by ordering a used car package. If the person wants to sell you the car they need to provide it to you. By doing so you will be able to contact the previous owner to find if there are any hidden faults about the vehicle.